Last Updated: February 2026
PayWise is designed to help you manage your financial digital life with absolute privacy. Our commitment is to provide a secure environment where your payment data remains entirely under your control.
On-Device Processing: PayWise uses on-device processing to categorize and manage your subscriptions and payments. We do not transmit your financial transactions to our servers.
Zero Cloud Sync: To ensure maximum privacy, PayWise does not use cloud synchronization by default. All data remains on the physical device where it was entered.
We do not collect any personal identifying information (PII). PayWise can be used entirely without creating an account or providing an email address.
We leverage your device's native security features (biometric lock, secure enclave) to protect the PayWise vault. We recommend enabling these features within the app settings.
PayWise does not share data with banks, credit bureaus, or third-party advertisers. The app contains no third-party tracking SDKs.
You can wipe all PayWise data instantly from within the app. Uninstalling the app also permanently erases all local data.
PayWise is not intended for use by children under 13.
Any updates to this policy will be posted on this page with an updated "Last Updated" date.
For privacy inquiries, please contact support@ipreu.co.in.